Blog
Plain-English guides on credit report errors, background checks and identity theft, written by the attorneys who handle these cases in federal court.
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What to Do When a Report Gets You Wrong
Every article here starts from a real file: the error, what the law says about it, and the move that fixes it.
Credit Report Errors
Why Credit Karma Isn't Enough: What You're Missing on Your Credit Report
Nearly 130 million Americans use Credit Karma to monitor their credit scores. The app offers convenience and free access, but it only shows part of the picture.
Credit Report Errors
Why Using AI Tools for Your FCRA Case Is a Costly Mistake
Consumers increasingly turn to artificial intelligence for answers to complex problems, and legal issues are no exception.
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Credit Report Errors
Preparing for a Mortgage? Watch Out for Credit Errors
A credit report error can stall a mortgage application. Learn which errors to look for before you apply and how to dispute them under the FCRA before closing.
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Credit Report Errors
Mystery Apartment on Your Credit Report? What to Know
Checking your credit report is usually a routine financial task, right up until you spot something completely unfamiliar.
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Credit Report Errors
Denied a Car Loan? It Might Be a Credit Report Error
You find the perfect vehicle, negotiate the price, and sit down in the dealer’s finance office ready to sign the paperwork.
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Credit Report Errors
How Long Do Credit Bureaus Have to Correct Credit Report Mistakes?
Credit bureaus generally have 30 days to investigate a dispute. Learn how the timeline works, what happens after, and your options if the bureau ignores it.
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Credit Report Errors
When Both Original Creditors and Debt Collectors Report Your Debt
Duplicate debt reporting may inflate your credit balances and damage your score. Learn how the FCRA protects you, and when speaking with an attorney can help.
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Credit Report Errors
Am I Dead on Paper? Signs You May Be Falsely Reported as Deceased
Finding out you’ve been declared dead by the credit bureaus is a shock that feels ripped from a bureaucratic nightmare.
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Credit reporting errors