Our attorneys have nearly 25 years of combined experience helping consumers like you.

Our firm represents clients from all over the United States and across all incomes and backgrounds.

Outside of one’s family, health, and close relationships, there is nothing that affects our daily lives more than our finances and credit situation. Our Mission is to guide our clients to a positive outcome in court that improves their financial and credit situations and, in turn, leads to better and happier lives for them and their families.

We Are a Laser Focused Firm

Raburn Kaufman is a consumer law firm specializing in consumer credit litigation. Unlike many other law firms, we focus our practice almost entirely on Fair Credit Reporting Act (FCRA) cases, meaning we are able to provide our clients with high quality legal services performed by experienced attorneys who know and understand the intricacies of consumer law. The FCRA is not just one of many areas of the law we handle; it is our focus. 

At Raburn Kaufman, our attorneys have nearly 25 combined years of experience and have successfully litigated FCRA cases for thousands of consumers like you. Our vast knowledge of this area of the law places us ahead of the competition and enables us to advocate for our clients with confidence and efficiency.

Our Clients

The FCRA mandates that attorneys’ fees be paid for by the defendants, rather than plaintiffs. So what does this mean for you? If you have a legitimate case, your personal income will not have any effect on the quality of your representation, as we are able to represent clients from all incomes and backgrounds from across the United States. If one of our attorneys does not have a license in your area, we will retain licensed local counsel for you at no extra charge to you as the client.

Consumer Law

The Fair Credit Reporting Act (FCRA) is a federal statute enacted with the purpose of regulating the credit reporting industry. The FCRA imposes certain requirements and standards upon the credit reporting agencies and “data furnishers,” the companies who report data to them. Under the FCRA, the credit bureaus are required to maintain policies and procedures to ensure consumer data is reported with maximum possible accuracy. It also requires credit reporting agencies and data furnishers to perform investigations when consumers alert them to inaccurate information on consumer credit reports.

Most people do not realize this, but when a credit reporting agency reports false or inaccurate information on a consumer report, and when a credit reporting agency or data furnisher continues reporting such information after dispute, the entity who is reporting the inaccuracies is doing so in violation of the FCRA. If you believe false, inaccurate, or deceptive information is appearing on your credit report, we are here to help. At Raburn Kaufman, our team of experienced attorneys are here to litigate any potential claims you may have under the FCRA and ensure you get the recovery you deserve. Reach out to us today to schedule a free case evaluation with one of our attorneys.

Frequently Asked Questions

  • What factors affect my credit score?

    Payment history, credit utilization, length of credit history, types of credit used, and recent credit inquiries are primary factors influencing credit scores.

  • How does my credit score impact borrowing?

    A higher credit score generally leads to better borrowing terms, such as lower interest rates and higher credit limits, while a lower score might result in less favorable terms or even rejection of credit applications.

  • Can my credit score affect things beyond borrowing?

    Yes, credit scores can impact various aspects of life, including renting an apartment, getting insurance, obtaining a cellphone contract, or even securing a job, in some cases.

  • How often should I check my credit report?

    It’s a good practice to check your credit report at least once a year from each of the major credit bureaus to ensure accuracy and to detect any potential errors or fraudulent activity.