Thanks for visiting McCarty & Raburn. When it comes to the privacy of our visitors at www.crediterrorlaw.com (the “Website”), we think transparency is paramount. So please take a moment to read our privacy notice carefully as it contains important information on who we are, how and why we collect, store, use, and share personal information, your rights in relation to your personal information and on how to contact us and supervisory authorities in the event you have a complaint.
By using our Website, you agree to be bound by this Privacy Policy. We may modify this Privacy Policy from time to time, and if we make material changes to it, we’ll make sure to notify you accordingly.
- Who We Are
McCarty & Raburn (“M&R,” “We,” “Our”) collects, uses and is responsible for certain personal information about you. When we do so, we use commercially reasonable measures to protect your privacy while visiting our Website. We obtain information about you to better meet your needs and will only hold your data for as long as is reasonably required to accomplish the purpose or purposes for which it was collected. We’ll only collect and use your personal data when we have a lawful basis, including when you provide us consent, when we have a legitimate interest, and when we have a contractual or legal obligation to collect or use the data.
- The Personal Information We Collect and Use
- 1. Information you provide
In the course of browsing our Website we collect the following personal information only when you provide it to us. We only request personal information that is required to fulfill the purpose, i.e. following a request to contact you for discussing our services (the “Personal Information”).
- First and last name(s).
- Demographic information.
- Mailing address.
- E-mail address.
- Phone number.
- 2. Information we automatically collect
We also obtain the following information as you browse our Website (the “Statistical Information”):
- Use of the Website that does not identify you as an individual user.
- Internet connections.
- Computer equipment, e.g. desktop vs. mobile.
- Web browsers.
- Websites visited before and after entering the Website.
- IP addresses and other similar information about traffic and usage, as you navigate to, through, and away from the Website.
- Cookies, Anonymous Identifiers, Web Beacons, and Other Internet Tracking Technology. We may utilize Cookies, Anonymous Identifiers, Web Beacons, and other Internet tracking technology to collect information from your computer.
A “Cookie” is a data file that is created and stored on your computer’s hard drive when you visit our Site. An “Anonymous Identifier” is a random string of characters that is used for similar reasons as Cookies.
We use Cookies and Anonymous Identifiers to learn about your preferences. Some portions of this Site require the use of Cookies to function properly. Anonymous Identifiers can be used where Cookie technology is not available. You may refuse to accept Cookies by activating the appropriate setting on your web browser. If you select this setting, you may be unable to access certain parts of our Site. Unless you have adjusted your browser setting so that it will refuse Cookies, we will issue Cookies when you direct your browser to our Site.
- A “Web Beacon” is an object embedded into a web page or an e-mail that collects various data. A web Beacon functions similarly to a Cookie and can allow us to learn more about your behaviors, actions, and preferences. When used within e-mail, for example, a web Beacon can track whether a user opens a message, clicks on a link within the e-mail, and similar actions. We also use other, similar Internet tracking technology to monitor a user’s actions coming to our Website, moving through our Website, and after leaving our Website.
- 3. How we use your Personal and Statistical Information
We may use your Personal and Statistical Information to:
- Present our Website and its contents to you in a tailored manner.
- Provide you with information or services that you request from us, such as sending you particular information about our services and offerings.
- To fulfill the purpose for which you provide such information.
- To comply with any court order or legal process, including to respond to any government or regulatory request.
- 4. Third Parties With Whom We Share Your Personal and/or Statistical Information
We routinely share non-personal and/or personal information with contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep such information confidential and use it only for the purposes for which the information is disclosed.
- Google Analytics. We use Google Analytics to collect information about our traffic through Google ads and other anonymous identifiers. We use Google Analytics cookies and other cookies to compile data to better understand your preferences and provide you a tailored experience. You can opt out of Google analytics by visiting Google’s Opt-Out Browser Add-on website here.
- Facebook and Facebook Pixel and Retargeting. We use Facebook’s conversion tracking pixel and retargeting service(s) to monitor users who are redirected to this Website by clicking on a Facebook ad. This allows us to monitor our ads and their effectiveness, as well as to provide advertisements to users for products according to their interests. Facebook explains conversion tracking on its website here and Facebook explains its use of Cookies and other storage technologies, as well as how to control Facebook’s use of Cookies, on its site here.
- Other Third-Party Services. In addition to the applications listed above, we use other third-party services to obtain, track, and store user information. You can learn more about opting out of third-party vendors’ use(s) of Cookies by visiting the “Network Advertising Initiative” website here.
- 5. California Users
- We don’t share your personal information with third parties for direct marketing. California Civil Code Section 1798.83 permits users of the Website who are California residents to request and obtain from us a list of what personal information (if any) we disclosed to third parties for direct marketing purposes in the preceding calendar year and the names and addresses of those third parties. Requests may be made only once a year and are free of charge. Under Section 1798.83, we currently do not share any personal information with third parties for their direct marketing purposes.
2.6. Children
- We don’t knowingly collect any personal information from visitors or users of our site who are under the age of 13. If you are under 13, please do not give us any personal information. We encourage parents and legal guardians to monitor their children’s Internet usage and to help enforce our privacy policy by instructing their children to never provide personal information through the Internet without their permission. If you have reason to believe that a child under the age of 13 has provided personal information to us, please contact us at info@mccartyraburn.com and we’ll endeavor to delete that information from our databases.
- EU Visitors
If you’re an EU resident, some of your data may be subject to the General Data Protection Regulation (GDPR) and you have a number of important rights. In summary, those include rights to:
- fair processing of information and transparency over how we use your use personal information;
- access to your personal information and to certain other supplementary information that this Privacy Notice is already designed to address;
- require us to correct any mistakes in your information which we hold;
- require the erasure of personal information concerning you in certain situations;
- receive the personal information concerning you which you have provided to us, in a structured, commonly used and machine-readable format and have the right to transmit those data to a third party in certain situations;
- object at any time to processing of personal information concerning you for direct marketing;
- object to decisions being taken by automated means which produce legal effects concerning you or similarly significantly affect you;
- object in certain other situations to our continued processing of your personal information; and,
- otherwise restrict our processing of your personal information in certain circumstances
If you would like to exercise any of those rights, simply send us your request to info@crediterrorlaw.com. Please provide us have enough information to identify you, including proof of your identity and address (for example, a copy of your driver’s license or passport and/or a recent utility or credit card bill). Please also provide the information to which your request relates including any account or reference numbers, if you have them.
If you’d like to unsubscribe from any email newsletter you can also click on the unsubscribe button at the bottom of our email newsletter. It may take up to ten days for this to take place.
- Keeping Your Personal Information Secure
We have instituted security measures in place to prevent personal information from being accidentally lost or used or accessed in an unauthorized way, e.g. two-step authentication for all M&R employees and agents. We limit access to your personal information to those who have a genuine business need to know it. Those processing your information will do so only in an authorized manner and are subject to a duty of confidentiality.
We also have procedures in place to deal with any suspected data security breach. We will notify you and any applicable regulator of a suspected data security breach where we are legally required to do so.
- How to Complain
We hope that we can resolve any query or concern you raise about our use of your information.
For residents of certain countries, the GDPR also gives you right to lodge a complaint with a supervisory authority, in particular in the European Union (or European Economic Area) state where you work, normally live, or where any alleged infringement of data protection laws occurred. The supervisory authorities may be accessed here.
- Changes to This Privacy Notice
This privacy notice was published on July 01, 2021.
We may change this privacy notice from time to time, when we do we’ll update the date listed at the top of this notice. We encourage you to revisit this policy periodically for changes.
- How to Contact Us
Please contact us at info@mccartyraburn.com if you have any questions about this privacy notice or the information we hold about you.
- Do You Need Extra Help?
If you would like this notice in another format (for example: audio, large print, braille) please contact us (see “How to contact us” above).