When Your Date of Birth Is Wrong on Your TransUnion Report
Ever been denied credit or questioned about your identity because your date of birth was off by a few digits?…
Why Equifax Says You Were Born in 1899—and Why It’s a Serious Credit Reporting Error
You check your Equifax credit report and notice something strange: your birthdate is listed as 1899. Unless you’re celebrating your…
Mismatched at TransUnion: When Your SSN Isn’t Yours
Applying for a mortgage should be exciting, but imagine the shock when you’re told your Social Security number doesn’t match…
Beyond the Big Three: LexisNexis, Innovis, and Other Hidden Credit Reports
Most consumers know about the “big three” credit reporting agencies: Equifax, Experian, and TransUnion. These companies compile detailed reports about…
5 Credit Report Myths That Could Be Costing You Money
Credit reports remain one of the most misunderstood aspects of consumer rights and financial protection. Despite governing nearly every major…
When Credit Reports Mix Up Family Members: Your Rights Under the FCRA
Has your credit report ever shown debts, bankruptcies, or payment histories that don’t belong to you? If you share a…
When Equifax Says You’re Dead: Your Legal Rights and How Raburn Kaufman Can Help
You’ve applied to rent an apartment. Or maybe you’re buying a car, refinancing your student loans, or switching jobs. You’ve…
The Myth of ‘Meets FCRA Requirements’: Why Your Dispute Isn’t Over
You send in a dispute with detailed documentation proving that an account on your credit report is inaccurate or fraudulent….
Declared Dead by Mistake: Correcting Deceased Status on Your Credit Report
You’ve filled out your mortgage application, secured pre-approval, and begun planning your move. You’re expecting good news. Instead, you get…
Background Check Errors: What to Do When Your Record is Wrong
Background Check Errors Aren’t Your Fault—They’re Your Case Few experiences are as jarring as losing a job opportunity or being…