Have You Noticed an Error on Your TransUnion Credit Report?
A credit report records an individual’s or a company’s credit history. Credit reports log information such as credit cards, loans, and mortgages, as well as payment history, outstanding balances, and credit limits. It may also include information about bankruptcies, liens, and judgments. Lenders, banks, landlords, and other parties use these reports to assess financial stability.
The main credit reporting agencies—Equifax, Experian, TransUnion, LexisNexis, and Innovis—collect, report, and hold credit information. These agencies and any businesses that access your credit report must comply with the regulations established by the Fair Credit Reporting Act (FCRA). The FCRA was created to protect the consumer and their sensitive information.
Reviewing your credit report regularly is essential to ensure its information is accurate and up-to-date. If there is an error on your TransUnion Report, this could lead to drastic consequences such as credit card closures, mortgage denials or losing out on your dream job.
Before addressing an inaccuracy on your credit report with TransUnion, we suggest a free consultation with one of our team members. You might have the right to file a lawsuit under the Fair Credit Reporting Act (FCRA).
The lawyers of Raburn Kaufman LLC can provide you with TransUnion legal guidance. We can help guide you through the legal complexities of any claims you may have and how to pick the best path forward.
How We Handle Client Fees
If we don’t settle your case, get an arbitration award, or receive a verdict in your favor, you pay us nothing.
We work out the details with you ahead of time, and ensure that working with us is as simple and straightforward as possible. If we sue, they pay—not you. Get a free evaluation now.
Common Credit Reporting Errors
Possible errors on your TransUnion report could include:
- Displaying accounts that are not yours.
- Showing information or accounts from a family member on your credit report.
- Reporting an account with a balance that has been paid in full or by settlement.
- Displaying an incorrect balance on an open or closed account.
- Displaying accounts that were created by identity theft.
- Reporting you as deceased (seriously, as dead) when you are alive and reading our website.
- Listing a debt that you never owed or insurance covered.
- Reporting improper payment history on an account.
- Collection accounts showing up from debts you never owed.
- Accounts that have been negative for more than seven and a half years.
- Accounts discharged by bankruptcy still showing a balance on your credit report.
Get Experienced Help with a TransUnion Credit Reporting Issue
If you are seeking legal assistance with a TransUnion credit reporting issue and are searching for a consumer lawyer, the experienced team at Raburn Kaufman LLC can guide you in pursuing FCRA violations. We have settled over 500 FCRA claims since 2017. A credit reporting inaccuracy can affect your financial and professional well-being. Let us offer guidance on your legal options and fight for you to get you the compensation you deserve for others’ credit reporting mistakes. Contact the Law Office of Raburn Kaufman LLC today to set up a free initial consultation for legal advice on your TransUnion reporting issues. Call us at 877-662-2455.
DISCLAIMER
Raburn Kaufman LLC is not associated or affiliated with the businesses or entities listed above. We do not work for TransUnion. The content presented on this website is intended solely for general informational purposes. It is imperative to note that nothing contained herein should be construed as legal advice for any specific case or situation. The information provided does not establish or imply an attorney-client relationship and the act of accessing or perusing this content should not be interpreted as such.
