Error on Credit Report

No one likes inaccuracies in their credit reports. Although the top three Credit Reporting Agencies usually try to nullify these errors, they aren’t perfect by any stretch.

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Credit errors

While the harmful effects of an inaccurate payment status are something no one wants to experience, it is possible to resolve these errors on your credit report. If you feel that there’s a discrepancy in your payment status, you can get credit report copies from the top three CRAs. It’s also worth noting that with www.AnnualCreditReport.com, you’re entitled to a free report annually.

Besides your health and family, finances can impact your life massively. Being unable to access loans, mortgages, and leases due to bad credit can be life-altering. At McCarty and Raburn, we know how overwhelming such burdens become. That’s why we’re at your beck and call for stellar legal representation.

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Our Glowing Client Reviews

Fabian

“Hey, my name is Fabian Thompson, and this is my testimonial for the Raburn Kaufman attorney group. I originally reached out in June of 2024 with several fraud accounts on my report that were associated with my credit that were not my own. From the beginning, Raburn Kaufman was professional and attentive with my case. I paid no money out of pocket; they walked me through every step that I needed to take in order to present my case in the best way. Through any type of delay or setback, they always kept me updated with information. Ultimately, we achieved a settlement that I think we both are very happy with, I know I’m happy with it. I’m very thankful to Raburn Kaufman, Savannah Cooper, who handled the communication with me and the entire attorney group over there. I can and would recommend them to friends and family. Thank you so much.”

Ernie

“Hello, my name’s Ernie. I want to thank Savannah, Mr. Raburn, and Ms. Kaufman because I was having problems with my credit—identity theft—and I just wanted to clear my credit. They cleared that, and they got me a six‑figure settlement.”

37+ Years of Legal Experience

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Skilled Litigators & Courtroom Credit Error Attorneys

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What Sets McCarty & Raburn Apart

The three major credit reporting agencies produce credit reports and scores based on the information in a consumer’s credit file. Sometimes, information not belonging to you may appear on your credit report. This inaccurate information could include credit applications or denials not belonging to you, or the information could be more personal in nature, such as an inaccurate social security number or date of birth. Additionally, you might see collection accounts or credit cards on your credit report that do not belong to you. Inaccurate information appearing on your credit report could imply an identity theft issue or that the consumer’s file has been mixed with that of another person. File mixing occurs when information that should appear on one consumer’s credit file is erroneously placed on the credit file of another consumer. Unfortunately, file mixing issues can be very difficult to correct and more common than you might think. One credit reporter estimates that up to six million Americans have mixed credit files.

It is your responsibility to verify the accuracy of your credit report. You can do this by checking your credit report regularly. If you notice inaccurate information on your credit report, you should consider hiring an attorney. Consumers that have suffered damages because of a mixed credit file, have the right to make a claim for damages in Federal Court. Our law firm can help. With a combined 37 years of experience, our attorneys at McCarty & Raburn, A Consumer Law Firm, PLLC, have successfully represented victims of credit reporting errors.

We Litigate Inaccurate Information on Your Credit Report

Why choose McCarty & Raburn? Because FCRA law is ALL we do.

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From Annualcreditreport.com

Due to the COVID-19 Pandemic, everyone in the United States is now entitled to one free credit report from each of the 3 credit reporting agencies per week. Annualcreditreport.com is a free website set up by the three major credit reporting agencies per the request of the federal government. McCarty & Raburn is not affiliated with this website in any way and cannot guarantee its security since we do not have any control over it.