Issues on Credit Report

The credit reporting agencies try to nullify errors but mistakes are still made.

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Credit REPORT

One error plaguing most U.S. consumers is “inaccurate payment status.” If left unchecked, it could have some negative repercussions. As the concept suggests, these are payment-related discrepancies on your credit report. Consider the two possible inaccurate payment status scenarios:

You see a balance you’ve already paid off still visible on your credit report.
You receive a notification that you’re defaulting on a payment. Although this is a regular occurrence when you are in fact, defaulting, it becomes an inaccurate payment report when you’ve already cleared said debt.

Engage the services of the proactive attorneys at McCarty and Raburn.

Don’t wait for the relevant credit reporting agency to resolve this inaccuracy, as you could be in for a long delay and some serious financial challenges. But with McCarty and Raburn, A Consumer Law PLLC, you can salvage such an issue before it gets out of hand.

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“Jonathan and Kyle were able to file a lawsuit on my behalf. And, amazingly, they walked me through the process and I was able to get a six-figure settlement. And I didn’t have to pay anything! Thanks again Jonathan and Kyle; you guys are amazing!” – Zavian

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“I would like to thank Jonathan Raburn for taking my case on. Thank you, we came out a winner!” -Michael

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What Sets McCarty & Raburn Apart

The three major credit reporting agencies produce credit reports and scores based on the information in a consumer’s credit file. Sometimes, information not belonging to you may appear on your credit report. This inaccurate information could include credit applications or denials not belonging to you, or the information could be more personal in nature, such as an inaccurate social security number or date of birth. Additionally, you might see collection accounts or credit cards on your credit report that do not belong to you. Inaccurate information appearing on your credit report could imply an identity theft issue or that the consumer’s file has been mixed with that of another person. File mixing occurs when information that should appear on one consumer’s credit file is erroneously placed on the credit file of another consumer. Unfortunately, file mixing issues can be very difficult to correct and more common than you might think. One credit reporter estimates that up to six million Americans have mixed credit files.

It is your responsibility to verify the accuracy of your credit report. You can do this by checking your credit report regularly. If you notice inaccurate information on your credit report, you should consider hiring an attorney. Consumers that have suffered damages because of a mixed credit file, have the right to make a claim for damages in Federal Court. Our law firm can help. With a combined 37 years of experience, our attorneys at McCarty & Raburn, A Consumer Law Firm, PLLC, have successfully represented victims of credit reporting errors.

We Litigate Inaccurate Information on Your Credit Report

Why choose McCarty & Raburn? Because FCRA law is ALL we do.

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From Annualcreditreport.com

Due to the COVID-19 Pandemic, everyone in the United States is now entitled to one free credit report from each of the 3 credit reporting agencies per week. Annualcreditreport.com is a free website set up by the three major credit reporting agencies per the request of the federal government. McCarty & Raburn is not affiliated with this website in any way and cannot guarantee its security since we do not have any control over it.