There are few things that affect an individual’s life more than their credit. Credit reporting agencies collect, report, and disseminate information related to consumers’ credit and financial history to lenders to aid in determining consumers’ eligibility for loans and other lines of credit. In the United States, Experian, Equifax, and TransUnion are the largest credit reporting agencies, reporting information on millions of American citizens. Although the “Big Three” are the most widely used and recognized, these credit reporting agencies do often make mistakes, leading to errors, inaccuracies, and even fraudulent accounts appearing on consumers’ credit reports. Errors, inaccuracies, and fraudulent accounts appearing on your credit report as a result of identity theft can have devastating effects on your credit. If you are the victim of identity theft, or if you have noticed other errors or inaccuracies appearing on your credit reports, we can help! Give us a call today for a free consultation.