Do Credit Bureaus Require a Death Certificate to Mark Someone as Deceased?
Being falsely declared dead by a credit bureau isn’t just a technical glitch—it’s a devastating credit error that can instantly…
Alive and Denied: What to Do If You’re Falsely Reported as Deceased on Your Credit Report in Colorado
Imagine you’re about to make a major life decision—applying for a mortgage on your dream home in Boulder, financing a…
Your Expunged Record Still Shows Up? Here’s What You Can Do
You followed the proper legal process. You filed the paperwork, appeared in court, and received confirmation that your criminal record…
Asurint Background Check Errors: Know Your Rights and Take Action
Background check errors can derail your life in an instant. One moment you’re confidently applying for an apartment or job,…
Halloween Scams & How to Protect Your Identity
Halloween is a time for costumes, candy, and festive fun. But behind the masks and decorations, the chaotic nature of…
When Your Date of Birth Is Wrong on Your TransUnion Report
Ever been denied credit or questioned about your identity because your date of birth was off by a few digits?…
Why Equifax Says You Were Born in 1899—and Why It’s a Serious Credit Reporting Error
You check your Equifax credit report and notice something strange: your birthdate is listed as 1899. Unless you’re celebrating your…
Mismatched at TransUnion: When Your SSN Isn’t Yours
Applying for a mortgage should be exciting, but imagine the shock when you’re told your Social Security number doesn’t match…
Beyond the Big Three: LexisNexis, Innovis, and Other Hidden Credit Reports
Most consumers know about the “big three” credit reporting agencies: Equifax, Experian, and TransUnion. These companies compile detailed reports about…
5 Credit Report Myths That Could Be Costing You Money
Credit reports remain one of the most misunderstood aspects of consumer rights and financial protection. Despite governing nearly every major…